Landlord insurance · Nashville, TN
Landlord insurance in Nashville, TN
Moving out and renting your old place? Let’s switch the coverage before the first tenant moves in.
Dustin Rodgers and team
Serving Nashville from our Mt. Juliet office
Your local agent
Landlord insurance for Nashville landlords
Once a tenant lives in the home, the coverage needs change. A dwelling policy protects the structure, the rent it earns after a covered loss and you as the owner.
Coverage
What can a landlord policy include?
A few core pieces make up most policies. Here’s a plain-language look.
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Vacancy rules
Many policies limit coverage after a home sits empty for a while. Tell us between tenants.
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The rental building
Help repairing the house, duplex or condo you rent out after a covered loss.
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Lost rental income
Help replacing rent you lose while a covered loss is being repaired.
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Landlord liability
Help if a tenant or visitor is hurt and claims it’s your fault.
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Other structures
Detached garages, sheds and fences on the rental lot.
Vacancy limits, rental income limits and how claims are paid vary by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
These are worth a conversation before you pick coverage.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Requiring tenants to carry renters insurance
- Short-term rental coverage, which is different
- Replacement cost on the building
- Rental income limits that match your rent
- Higher liability limits or an umbrella
Around Nashville
Landlords around Nashville
Nashville has a big rental market, from apartments in Midtown and The Nations to duplexes and older houses in East Nashville. Owners here often rent a home they used to live in, and the coverage needs to change when they do.
Condos and townhomes are common across Nashville, from downtown high-rises to smaller complexes in Antioch, Donelson and Bellevue. Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.
Sources: Wikipedia: Nashville, Tennessee · Insurance Information Institute: coverage for renting out your home
Your homeowners policy may not fit
Once you move out and rent the place, a standard homeowners policy usually isn’t the right form. Call us before the first tenant moves in.
Areas we serve
Areas I Serve
We work with landlords across Nashville and Davidson County, including Hermitage, Donelson, Antioch and Old Hickory, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.
Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.
Closer to a neighboring town? See landlord insurance in Hermitage, Mt. Juliet landlord insurance, rental property coverage in Hendersonville and Gallatin rental property coverage.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Nashville Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Nashville Landlord Insurance FAQs
Updated
Do you write landlord insurance in Nashville?
Yes. We work with landlords in Nashville and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Is landlord insurance different in Nashville than elsewhere?
The Cumberland River runs through Nashville, and Percy Priest and Old Hickory lakes sit on the east side of the county. Rentals here need coverage built for property you don’t live in.
What’s the first thing you’d ask a Nashville customer about landlord insurance?
Tell us how long the home might sit empty between tenants. Parts of Davidson County, like Joelton and the far edges near Old Hickory, still have larger lots with room for toys and trailers.
Is Nashville part of your service area?
Yes. Davidson County is part of the Middle Tennessee area we serve from Mt. Juliet. I-40, I-24, I-65 and Briley Pkwy all run through Nashville, and traffic and parking are daily realities for drivers and riders.
Can you help Nashville landlords with other coverage too?
Yes. Many customers also ask us about umbrella, home and auto. Keeping things with one local agent can make reviews simpler.
Can you insure several rentals?
Yes. We can look at each property and how to keep them organized.
Is flood covered on a rental?
No. Flood is separate. You can buy flood coverage for a rental building.
Can I keep my homeowners policy when I rent the house out?
Usually not. Homeowners policies are written for homes you live in. A landlord or dwelling policy is built for rentals.
Get a landlord insurance quote
Send a few details and we’ll reach out, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about landlord insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed