Renters insurance · Nashville, TN

Renters insurance in Nashville, TN

Your landlord’s policy covers the building, not your laptop or your couch. I’ll help you set up renters coverage that fits.

Serving Nashville from 1982 Providence Pkwy Ste 257, Mt Juliet, TN 37122 Mon–Fri 8:00 AM–5:00 PM

Four members of the Rodgers Insurance Agency team in business attire, smiling indoors

Dustin Rodgers and team
Serving Nashville from our Mt. Juliet office

Your local agent

Renters insurance for Nashville renters

Renters insurance can cover your belongings, your liability if someone is hurt at your place and extra living costs if a covered loss forces you out. It’s usually one of the easier policies to set up.

Coverage

What does renters insurance cover?

Here’s what each piece is meant to do. Your options depend on the policy.

  • Electronics and gear

    Laptops, cameras and instruments are covered up to policy limits. Pricey items may need more.

  • Roommate setup

    Roommates usually need their own policies. We’ll explain how it works.

  • Your stuff

    Clothes, furniture, laptops, bikes and kitchen gear after covered losses like fire or theft.

  • Personal liability

    Help if someone is hurt in your apartment or you accidentally damage another unit.

  • Additional living expense

    Help with a hotel or short-term rental if a covered loss makes your place unlivable.

Limits on items like jewelry and electronics, and how claims are paid, vary by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.

Options

Options worth asking about

A few choices can change how a policy fits you.

Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.

  • Identity theft help where available
  • Bundling with your car insurance
  • Replacement cost instead of actual cash value
  • Scheduled coverage for jewelry or instruments
  • Higher liability limits

Around Nashville

Renters around Nashville

Condos and townhomes are common across Nashville, from downtown high-rises to smaller complexes in Antioch, Donelson and Bellevue. A renters policy is usually quick to set up and easy to update.

Nashville and Davidson County share a consolidated Metro government, and the area covers everything from downtown towers to quiet edges of the county. Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.

Sources: Wikipedia: Nashville, Tennessee · Insurance Information Institute: renters insurance

Take a quick video

Walk through your place with your phone once a year. A video inventory makes a claim much easier.

Areas we serve

Areas I Serve

We work with renters across Nashville and Davidson County, including Hermitage, Donelson, Antioch and Old Hickory, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.

Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.

Why a local agent

Why work with a local agent?

  • One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
  • Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
  • Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
  • Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.

Reviews

What Nashville Neighbors Say

Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.

Dustin Rodgers, owner of Rodgers Insurance Agency

Your agent

Meet Dustin Rodgers

Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.

At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.

  • In the insurance business since March 2011
  • Trevecca Nazarene University
  • Hume Fogg Academic High School

FAQ

Nashville Renters Insurance FAQs

Updated

Do you write renters insurance in Nashville?

Yes. We work with renters in Nashville and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.

Is there anything about Nashville that affects renters insurance?

The Cumberland River runs through Nashville, and Percy Priest and Old Hickory lakes sit on the east side of the county. A renters policy is usually quick to set up and easy to update.

What do Nashville renters often overlook?

Check whether your lease asks for proof of coverage. The northern end of the Natchez Trace Parkway starts just southwest of Nashville and is a popular ride for motorcycles and campers.

How do Nashville renters usually reach you?

Most call 615-562-5100 or email dustin@rodgersinsagency.com. I-40, I-24, I-65 and Briley Pkwy all run through Nashville, and traffic and parking are daily realities for drivers and riders.

What else do Nashville renters usually insure?

Yes. Many customers also ask us about auto and umbrella. Keeping things with one local agent can make reviews simpler.

Does it cover theft from my car?

Personal items stolen from your car are often covered by renters insurance, subject to your deductible. The car itself is covered by auto insurance.

How much personal property coverage do I need?

Add up what it would cost to replace your things. Most people are surprised. We can help you estimate.

Can I bundle renters with auto?

Often, yes. Keeping both with one agent can make things simpler. Any price change depends on your details.

Get a renters insurance quote

Tell us a little about what you need and we’ll follow up, usually the same business day.

Submitting this form does not bind coverage. Please don’t send Social Security or payment information through this form.

Stop By or Call Our Mt. Juliet Office

Have a question about renters insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.

Address
1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122
Directions
Providence area, second floor, same building as Oscar’s Taco Shop
Hours
Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed
Call 615-562-5100 Get a Quote