Bundling explained · Middle Tennessee
Bundling Home and Auto Insurance, Explained
Bundling means having more than one policy with the same company. Here’s how it works and what to ask.
Dustin Rodgers and team
Dustin Rodgers and team, Mt. Juliet
Your local agent
The short answer
Bundling usually means putting your home, auto and other policies with one company. It can make things simpler, with one place to call and fewer renewal dates, and some companies offer a multi-policy discount. Whether it lowers your total price depends on your details, so it’s worth comparing.
Coverage
What you can often bundle
Common combinations include these.
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Home and auto
The most common bundle.
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Renters or condo and auto
Works the same way for renters and condo owners.
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Boat, RV or ATV
Toys can often be added.
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Umbrella
Often needs your home and auto set up first.
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Life insurance
Some households add life coverage.
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Flood
Usually a separate policy, but we can help with it too.
Discounts, availability and eligibility vary. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Questions to ask
Before you bundle, it’s worth asking these.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- What’s the total price both ways?
- Does the coverage stay the same or change?
- Are the deductibles different?
- What happens if I cancel one policy later?
Around Middle Tennessee
When bundling may not be the best fit
Sometimes keeping policies separate makes more sense, for example if one company is a better fit for a specific home or vehicle. We’ll look at both ways.
The goal isn’t just one bill. It’s coverage that fits, from an office you can call.
Sources: Tennessee Department of Commerce & Insurance: Insurance Division
No promises on price
We can’t promise a bundle will cost less. We’ll show you what we find.
Areas we serve
Areas I Serve
We help customers in Mt. Juliet, Lebanon, Watertown, Hermitage, Gallatin, Hendersonville, Nashville and all of Middle Tennessee.
Our office is in Mt. Juliet, just off I-40 at Mt. Juliet Rd. You can reach us by phone, email or in person.
Why a local agent
Why talk it through with a local agent?
- A person, not a calculator: We’ll talk through your situation and explain options instead of picking a number for you.
- One local office: You can call 615-562-5100 and talk with our office on Providence Pkwy.
- No pressure: Use this page to think it through. Call when you’re ready.
- Serving Middle Tennessee since 2011: We’ve helped neighbors across Wilson, Davidson and Sumner counties for years.
Reviews
What Our Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Middle Tennessee Bundling Explained FAQs
Updated
What does bundling insurance mean?
It means having more than one policy, like home and auto, with the same company.
Does bundling always cost less?
No. Some companies offer a multi-policy discount, but the total depends on your details. It’s worth comparing.
Can I bundle renters and auto?
Often, yes.
Can I add a boat or ATV?
Often, yes.
Do I need to bundle to get an umbrella?
Not always, but umbrellas often require certain home and auto limits.
What if I want to cancel one policy later?
Any multi-policy discount may change. Ask us before you cancel.
Is bundling simpler?
Often. One company and one office to call can make things easier.
Do you work with people outside Mt. Juliet?
Yes, across Middle Tennessee.
What do I need to get started?
Your current policies’ declarations pages.
See how a bundle would look
Send us a few details and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about bundling explained or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed