Rodgers Insurance AgencyMt. Juliet, TN
615-562-5100 Get a Quote

ATV and UTV insurance · Nashville, TN

ATV and UTV insurance in Nashville, TN

Your homeowners policy may not follow your side-by-side off the property. Let’s fix that.

Call 615-562-5100 Get a Quote

Serving Nashville from 1982 Providence Pkwy Ste 257, Mt Juliet, TN 37122 Mon–Fri 8:00 AM–5:00 PM

Four members of the Rodgers Insurance Agency team in business attire, smiling indoors

Dustin Rodgers and team
Serving Nashville from our Mt. Juliet office

Your local agent

ATV and UTV insurance for Nashville ATV and UTV owners

Four-wheelers and side-by-sides do a lot of work and a lot of play. A dedicated policy can cover damage, theft, injuries and liability in more of the places you ride.

Coverage

What can ATV and UTV insurance cover?

Here’s a quick look at common coverages. We’ll explain any of them in more detail.

  • Comprehensive

    Help with theft, fire, vandalism or storm damage.

  • Medical payments

    Help with medical bills for you or a passenger after a covered accident.

  • Accessories

    Winches, plows, racks and other add-ons, within limits.

  • Trailer

    The trailer you haul it on may need its own coverage. Ask us.

  • Uninsured riders

    Help if another rider without coverage injures you.

Coverage for road use, racing and guest riders varies by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.

Options

Options worth asking about

These are worth a conversation before you pick coverage.

Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.

  • Adding an umbrella
  • Liability limits above the minimum
  • Collision and comprehensive deductibles
  • Coverage for farm or work use
  • Lay-up season options

Around Nashville

Atv and utv owners around Nashville

Parts of Davidson County, like Joelton and the far edges near Old Hickory, still have larger lots with room for toys and trailers. If you ride off your own property, your homeowners policy may not help.

Condos and townhomes are common across Nashville, from downtown high-rises to smaller complexes in Antioch, Donelson and Bellevue. Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.

Sources: Wikipedia: Nashville, Tennessee · Tennessee Department of Revenue: off-highway vehicle title and registration · Tenn. Code 55-8-185: off-highway vehicles on public roads

Roads have rules

Tennessee has specific rules about off-highway vehicles on public roads. Check the law before you ride there.

Areas we serve

Areas I Serve

We work with ATV and UTV owners across Nashville and Davidson County, including Hermitage, Donelson, Antioch and Old Hickory, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.

Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.

Closer to a neighboring town? See ATV and side-by-side coverage in Hermitage, Mt. Juliet ATV and side-by-side coverage, ATV and UTV insurance in Hendersonville and Gallatin ATV and UTV insurance.

Why a local agent

Why work with a local agent?

  • One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
  • Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
  • Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
  • Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.

Reviews

What Nashville Neighbors Say

Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.

Read our Google reviews Leave a Google review
Dustin Rodgers, owner of Rodgers Insurance Agency

Your agent

Meet Dustin Rodgers

Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.

At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.

  • In the insurance business since March 2011
  • Trevecca Nazarene University
  • Hume Fogg Academic High School

FAQ

Nashville ATV And UTV Insurance FAQs

Updated

Do you write atv and utv insurance in Nashville?

Yes. We work with ATV and UTV owners in Nashville and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.

Is atv and utv insurance different in Nashville than elsewhere?

The northern end of the Natchez Trace Parkway starts just southwest of Nashville and is a popular ride for motorcycles and campers. Tell us where and how you ride so the policy fits.

What’s the first thing you’d ask a Nashville customer about atv and utv insurance?

Tell us where you ride, who rides and whether it’s ever used for work. The Cumberland River runs through Nashville, and Percy Priest and Old Hickory lakes sit on the east side of the county.

Is Nashville part of your service area?

Yes. Davidson County is part of the Middle Tennessee area we serve from Mt. Juliet. Nashville has a big rental market, from apartments in Midtown and The Nations to duplexes and older houses in East Nashville.

Can you help Nashville ATV and UTV owners with other coverage too?

Yes. Many customers also ask us about home, auto and umbrella. Keeping things with one local agent can make reviews simpler.

Can I ride my side-by-side on the road in Tennessee?

Tennessee law has specific rules for off-highway vehicles on public roads. Check the current statute and local rules before riding there.

Do I need to register my ATV?

Tennessee has title and registration rules for some off-highway vehicles. The Department of Revenue explains them.

Is my kid covered when riding?

It depends on the policy and the rider’s age. Tell us who rides and we’ll check.

Get a atv and utv insurance quote

Send a few details and we’ll reach out, usually the same business day.

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Stop By or Call Our Mt. Juliet Office

Have a question about ATV and UTV insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.

Call 615-562-5100 Get directions
Address
1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122
Directions
Providence area, second floor, same building as Oscar’s Taco Shop
Hours
Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed
Call 615-562-5100 Get a Quote