Landlord insurance · Hendersonville, TN
Landlord insurance in Hendersonville, TN
Renting out a house or condo? A landlord policy is built for property you don’t live in. I’ll explain how it works.
Dustin Rodgers and team
Serving Hendersonville from our Mt. Juliet office
Your local agent
Landlord insurance for Hendersonville landlords
A landlord or dwelling policy is built for a home you rent to someone else. It can cover the building, other structures, lost rent after a covered loss and your liability as the owner.
Coverage
What can a landlord policy include?
Most people want to understand these pieces before they decide.
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The rental building
Help repairing the house, duplex or condo you rent out after a covered loss.
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Lost rental income
Help replacing rent you lose while a covered loss is being repaired.
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Landlord liability
Help if a tenant or visitor is hurt and claims it’s your fault.
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Other structures
Detached garages, sheds and fences on the rental lot.
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Your property at the rental
Appliances, lawn equipment or furniture you own and leave for tenants.
Vacancy limits, rental income limits and how claims are paid vary by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
A few choices can change how a policy fits you.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Water backup coverage
- Coverage for more than one rental
- Requiring tenants to carry renters insurance
- Short-term rental coverage, which is different
- Replacement cost on the building
Around Hendersonville
Landlords around Hendersonville
Hendersonville has a mix of established neighborhoods near the lake and newer subdivisions, along with apartments and condos near Indian Lake Village. Owners here often rent a home they used to live in, and the coverage needs to change when they do.
Plenty of Hendersonville homeowners rent out a second house or a former starter home, and owners near the lake sometimes look at short-term rental plans. Our office is in Mt. Juliet, across Old Hickory Lake from Hendersonville. Most Hendersonville customers handle everything by phone and email, and you’re welcome to stop by.
Sources: City of Hendersonville: Demographics · U.S. Army Corps of Engineers: Old Hickory Dam and Lake · Insurance Information Institute: coverage for renting out your home
Your homeowners policy may not fit
Once you move out and rent the place, a standard homeowners policy usually isn’t the right form. Call us before the first tenant moves in.
Areas we serve
Areas I Serve
We work with landlords in Hendersonville, Gallatin, Goodlettsville and the rest of Sumner County, plus Mt. Juliet, Hermitage, Nashville and beyond.
Our office is in Mt. Juliet, across Old Hickory Lake from Hendersonville. Most Hendersonville customers handle everything by phone and email, and you’re welcome to stop by.
I also work with neighbors just down the road: landlord insurance in Gallatin and Nashville landlord insurance.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Hendersonville Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hendersonville Landlord Insurance FAQs
Updated
Do you write landlord insurance in Hendersonville?
Yes. We work with landlords in Hendersonville and across Sumner County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Does where I live in Hendersonville change my landlord insurance?
Vietnam Veterans Blvd (SR-386) and US-31E carry a lot of Hendersonville traffic toward Nashville and Gallatin every day. Rentals here need coverage built for property you don’t live in.
What should Hendersonville landlords ask before buying coverage?
Tell us how long the home might sit empty between tenants. Hendersonville is one of the larger cities in Sumner County, sitting between Nashville and Gallatin along the lake.
How do Hendersonville landlords usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Drakes Creek and the coves off Old Hickory Lake give Hendersonville plenty of shoreline, and plenty of trailers headed to the ramps on summer weekends.
Do Hendersonville customers bundle landlord insurance with other policies?
Yes. Many customers also ask us about umbrella, home and auto. Keeping things with one local agent can make reviews simpler.
Does landlord insurance cover my tenant’s belongings?
No. Tenants need their own renters insurance for their things.
Is lost rent covered?
Many landlord policies can help replace rent lost while a covered loss is being repaired, up to a limit.
What about short-term rentals?
Short-term rentals usually need different coverage than long-term leases. Tell us how you rent the property.
Get a landlord insurance quote
Fill out the short form and we’ll get back to you, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about landlord insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed