Umbrella insurance · Nashville, TN
Umbrella insurance in Nashville, TN
An umbrella adds liability coverage above your home and auto. I’ll help you decide whether it fits your family.
Dustin Rodgers and team
Serving Nashville from our Mt. Juliet office
Your local agent
Umbrella insurance for Nashville families
If someone sues after a bad accident, the amount can be more than your car or home policy pays. Umbrella coverage adds a layer of liability above them.
Coverage
What does an umbrella policy do?
Policies vary, but most are built from pieces like these.
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Extra liability
A layer of liability above your home and auto limits for a serious claim.
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Bodily injury
Help if someone is badly hurt and your other limits run out.
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Property damage
Help when you cause damage that costs more than your underlying policy pays.
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Legal defense
Many umbrellas help with defense costs, which can add up fast.
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Some claims your other policies skip
Some umbrellas extend to claims like libel or slander. Read the terms.
Umbrellas usually require certain underlying limits and have their own exclusions. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Here are a few things you can often adjust.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Umbrella limits in different amounts
- Matching your home and auto limits to what the umbrella requires
- Adding rentals, boats or ATVs
- Including teen drivers
- Reviewing it each year
Around Nashville
Families around Nashville
Nashville and Davidson County share a consolidated Metro government, and the area covers everything from downtown towers to quiet edges of the county. Families here often have teen drivers, pools, boats or rentals, which are all reasons to look at an umbrella.
Condos and townhomes are common across Nashville, from downtown high-rises to smaller complexes in Antioch, Donelson and Bellevue. Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.
Sources: Wikipedia: Nashville, Tennessee · NAIC: what’s an umbrella policy?
Not just for the wealthy
Teen drivers, a pool, a dog or a boat can all be reasons people look at an umbrella.
Areas we serve
Areas I Serve
We work with families across Nashville and Davidson County, including Hermitage, Donelson, Antioch and Old Hickory, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.
Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.
I also work with neighbors just down the road: umbrella insurance in Hermitage, Mt. Juliet umbrella insurance, umbrella liability coverage in Hendersonville and Gallatin umbrella liability coverage.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Nashville Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Nashville Umbrella Insurance FAQs
Updated
Do you write umbrella insurance in Nashville?
Yes. We work with families in Nashville and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Does where I live in Nashville change my umbrella insurance?
Nashville has a big rental market, from apartments in Midtown and The Nations to duplexes and older houses in East Nashville. An umbrella can help when one serious claim is larger than your other limits.
What should Nashville families ask before buying coverage?
List your drivers, rentals, pools and boats so we can line up the underlying limits. I-40, I-24, I-65 and Briley Pkwy all run through Nashville, and traffic and parking are daily realities for drivers and riders.
How do Nashville families usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. The May 2010 flood showed how quickly water can rise in parts of Nashville, which is a good reason to look at flood coverage separately.
Do Nashville customers bundle umbrella insurance with other policies?
Yes. Many customers also ask us about home, auto, boat and rentals. Keeping things with one local agent can make reviews simpler.
Can an umbrella cover my rental house?
Often it can, if the rental’s liability is set up the way the umbrella requires.
What does umbrella insurance cover?
It adds liability coverage above your home, auto and some other policies, for serious claims where those limits run out.
Do I need an umbrella if I’m not wealthy?
Many people with teen drivers, pools, dogs, boats or rentals look at one. A large claim can reach future wages, not just savings.
Get a umbrella insurance quote
Fill out the short form and we’ll get back to you, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about umbrella insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed