Landlord insurance · Gallatin, TN
Landlord insurance in Gallatin, TN
One rental or several, I’ll help you cover the building, lost rent and your liability as an owner.
Dustin Rodgers and team
Serving Gallatin from our Mt. Juliet office
Your local agent
Landlord insurance for Gallatin landlords
A landlord or dwelling policy is built for a home you rent to someone else. It can cover the building, other structures, lost rent after a covered loss and your liability as the owner.
Coverage
What can a landlord policy include?
Here’s a quick look at common coverages. We’ll explain any of them in more detail.
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Ordinance or law
Help with the extra cost of rebuilding an older rental to current code after a covered loss.
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Vacancy rules
Many policies limit coverage after a home sits empty for a while. Tell us between tenants.
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The rental building
Help repairing the house, duplex or condo you rent out after a covered loss.
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Lost rental income
Help replacing rent you lose while a covered loss is being repaired.
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Landlord liability
Help if a tenant or visitor is hurt and claims it’s your fault.
Vacancy limits, rental income limits and how claims are paid vary by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Depending on the market and your situation, you may be able to adjust these.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Higher liability limits or an umbrella
- Water backup coverage
- Coverage for more than one rental
- Requiring tenants to carry renters insurance
- Short-term rental coverage, which is different
Around Gallatin
Landlords around Gallatin
Gallatin has a mix of new subdivisions, older homes near downtown and rentals near Volunteer State Community College. Rentals here need coverage built for property you don’t live in.
Gallatin’s growth has brought plenty of townhomes and rental houses, and many owners rent out homes they used to live in. Our office is in Mt. Juliet, south of Gallatin across Old Hickory Lake. Gallatin customers usually work with us by phone and email, and you can always come by.
Sources: Wikipedia: Gallatin, Tennessee · Tennessee State Parks: Bledsoe Creek State Park · Insurance Information Institute: coverage for renting out your home
Your homeowners policy may not fit
Once you move out and rent the place, a standard homeowners policy usually isn’t the right form. Call us before the first tenant moves in.
Areas we serve
Areas I Serve
We work with landlords in Gallatin, Hendersonville, Portland and across Sumner County, plus Mt. Juliet, Lebanon, Hermitage and Nashville.
Our office is in Mt. Juliet, south of Gallatin across Old Hickory Lake. Gallatin customers usually work with us by phone and email, and you can always come by.
Closer to a neighboring town? See Hendersonville landlord insurance, rental property coverage in Hermitage, Nashville rental property coverage and landlord insurance in Mt. Juliet.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Gallatin Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Gallatin Landlord Insurance FAQs
Updated
Do you write landlord insurance in Gallatin?
Yes. We work with landlords in Gallatin and across Sumner County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Is landlord insurance different in Gallatin than elsewhere?
US-31E and Vietnam Veterans Blvd connect Gallatin to Hendersonville and Nashville, and many residents commute every day. Rentals here need coverage built for property you don’t live in.
What’s the first thing you’d ask a Gallatin customer about landlord insurance?
Tell us how long the home might sit empty between tenants. Larger lots around Gallatin often have a barn or shop, which is a common place to keep a collector car or camper.
Is Gallatin part of your service area?
Yes. Sumner County is part of the Middle Tennessee area we serve from Mt. Juliet. Bledsoe Creek State Park and the upper reaches of Old Hickory Lake are close to Gallatin, so lake days are easy.
Can you help Gallatin landlords with other coverage too?
Yes. Many customers also ask us about umbrella, home and auto. Keeping things with one local agent can make reviews simpler.
Is flood covered on a rental?
No. Flood is separate. You can buy flood coverage for a rental building.
Can I keep my homeowners policy when I rent the house out?
Usually not. Homeowners policies are written for homes you live in. A landlord or dwelling policy is built for rentals.
Does landlord insurance cover my tenant’s belongings?
No. Tenants need their own renters insurance for their things.
Get a landlord insurance quote
Send a few details and we’ll reach out, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about landlord insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed