Condo insurance · Nashville, TN
Condo insurance in Nashville, TN
Your association insures the building. I’ll help you cover the rest: the inside of your unit, your things and your liability.
Dustin Rodgers and team
Serving Nashville from our Mt. Juliet office
Your local agent
Condo insurance for Nashville condo owners
Think of condo coverage as everything from the paint in: finishes, furniture, liability and help with living costs if you’re displaced by a covered loss.
Coverage
What can a condo policy cover?
Most people want to understand these pieces before they decide.
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Improvements you made
Upgrades like new counters or flooring you paid for after you bought the unit.
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Water damage from a neighbor
How a leak from the unit above is handled depends on the master policy and yours. We’ll compare them.
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Valuables
Jewelry, art or collections may need their own listed coverage above standard limits.
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Walls-in coverage
Interior finishes like flooring, cabinets and fixtures that the association’s master policy may leave to you.
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Your belongings
Furniture, electronics, clothes and the things you’d pack if you moved.
What the master policy covers, and how a claim is paid, can vary by association and policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Here are a few things you can often adjust.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Scheduled coverage for jewelry
- Bundling with your auto policy
- Walls-in limits that match your finishes
- Higher loss assessment coverage
- Water backup coverage
Around Nashville
Condo owners around Nashville
Nashville has a big rental market, from apartments in Midtown and The Nations to duplexes and older houses in East Nashville. If you own a unit here, the master policy and your own policy have to fit together.
Nashville and Davidson County share a consolidated Metro government, and the area covers everything from downtown towers to quiet edges of the county. Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.
Sources: Wikipedia: Nashville, Tennessee · Washington Insurance Commissioner: how condo insurance works · Tenn. Code 66-27-503: information the association provides, incl. insurance
Read the master policy first
Ask your association for its insurance summary. Whether it covers bare walls or fixtures too changes what your unit policy needs to do.
Areas we serve
Areas I Serve
We work with condo owners across Nashville and Davidson County, including Hermitage, Donelson, Antioch and Old Hickory, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.
Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.
I also work with neighbors just down the road: condo insurance in Hermitage, Mt. Juliet condo insurance, condo and townhome coverage in Hendersonville and Gallatin condo and townhome coverage.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Nashville Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Nashville Condo Insurance FAQs
Updated
Do you write condo insurance in Nashville?
Yes. We work with condo owners in Nashville and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Does where I live in Nashville change my condo insurance?
I-40, I-24, I-65 and Briley Pkwy all run through Nashville, and traffic and parking are daily realities for drivers and riders. That’s why reading your association documents is the first step.
What should Nashville condo owners ask before buying coverage?
Ask your association for its insurance summary first. Condos and townhomes are common across Nashville, from downtown high-rises to smaller complexes in Antioch, Donelson and Bellevue.
How do Nashville condo owners usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Parts of Davidson County, like Joelton and the far edges near Old Hickory, still have larger lots with room for toys and trailers.
Do Nashville customers bundle condo insurance with other policies?
Yes. Many customers also ask us about auto, umbrella and flood. Keeping things with one local agent can make reviews simpler.
Does my lender require condo insurance?
Many lenders require a unit-owner policy. We can make sure the coverage meets what your lender asks for.
How much walls-in coverage do I need?
It depends on your finishes and what the master policy covers. We’ll walk through your unit and the association documents with you.
Can I insure a condo I rent out?
Yes, but a rented unit usually needs a different policy than one you live in. Tell us how it’s used.
Get a condo insurance quote
Fill out the short form and we’ll get back to you, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about condo insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed