Landlord insurance · Hermitage, TN
Landlord insurance in Hermitage, TN
Renting out a house or condo? A landlord policy is built for property you don’t live in. I’ll explain how it works.
Dustin Rodgers and team
Serving Hermitage from our Mt. Juliet office
Your local agent
Landlord insurance for Hermitage landlords
Rental property is a business, even if it’s just one house. Landlord coverage looks after the building, lost income from a covered loss and claims against you as owner.
Coverage
What can a landlord policy include?
These are the parts we’ll usually talk through with you.
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Your property at the rental
Appliances, lawn equipment or furniture you own and leave for tenants.
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Vandalism
Damage from vandalism, sometimes with conditions when a home sits vacant. Ask us.
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Ordinance or law
Help with the extra cost of rebuilding an older rental to current code after a covered loss.
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Vacancy rules
Many policies limit coverage after a home sits empty for a while. Tell us between tenants.
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The rental building
Help repairing the house, duplex or condo you rent out after a covered loss.
Vacancy limits, rental income limits and how claims are paid vary by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Here are a few things you can often adjust.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Rental income limits that match your rent
- Higher liability limits or an umbrella
- Water backup coverage
- Coverage for more than one rental
- Requiring tenants to carry renters insurance
Around Hermitage
Landlords around Hermitage
Hermitage has plenty of subdivisions, townhomes and apartments, which makes it a common place for both renters and landlords. Owners here often rent a home they used to live in, and the coverage needs to change when they do.
Many Hermitage homes were built a few decades ago, so updates like a new roof, wiring or plumbing are worth mentioning when you insure them. Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.
Sources: Andrew Jackson’s Hermitage · U.S. Army Corps of Engineers: J. Percy Priest Dam and Lake · Insurance Information Institute: coverage for renting out your home
Tenants need their own coverage
Your landlord policy doesn’t cover a tenant’s belongings. Many owners ask tenants to carry renters insurance.
Areas we serve
Areas I Serve
We work with landlords in Hermitage, Old Hickory, Donelson and the rest of Davidson County, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.
Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.
Not in Hermitage? I help with landlord insurance in nearby towns too: Mt. Juliet landlord insurance, rental property coverage in Nashville and Lebanon rental property coverage.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Hermitage Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hermitage Landlord Insurance FAQs
Updated
Do you write landlord insurance in Hermitage?
Yes. We work with landlords in Hermitage and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Is there anything about Hermitage that affects landlord insurance?
Hermitage is part of Nashville’s Metro government in Davidson County and takes its name from Andrew Jackson’s historic home. Rentals here need coverage built for property you don’t live in.
What do Hermitage landlords often overlook?
Tell us how long the home might sit empty between tenants. Old Hickory Lake is also close to the north side of Hermitage, giving boaters two big lakes to choose from.
How do Hermitage landlords usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Lebanon Pike (US-70), Old Hickory Blvd and I-40 tie Hermitage to Nashville and Mt. Juliet.
What else do Hermitage landlords usually insure?
Yes. Many customers also ask us about umbrella, home and auto. Keeping things with one local agent can make reviews simpler.
Do I need an umbrella as a landlord?
Many landlords add an umbrella for extra liability. We’ll talk about whether it fits.
Can you insure several rentals?
Yes. We can look at each property and how to keep them organized.
Is flood covered on a rental?
No. Flood is separate. You can buy flood coverage for a rental building.
Get a landlord insurance quote
Tell us a little about what you need and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about landlord insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed