Rodgers Insurance AgencyMt. Juliet, TN
615-562-5100 Get a Quote

Boat insurance · Nashville, TN

Boat insurance in Nashville, TN

From the ramp to the cove, I’ll help you cover your boat, your trailer and your liability.

Call 615-562-5100 Get a Quote

Serving Nashville from 1982 Providence Pkwy Ste 257, Mt Juliet, TN 37122 Mon–Fri 8:00 AM–5:00 PM

Four members of the Rodgers Insurance Agency team in business attire, smiling indoors

Dustin Rodgers and team
Serving Nashville from our Mt. Juliet office

Your local agent

Boat insurance for Nashville boat owners

Boat insurance can cover your hull, motor and trailer, your liability on the water and medical bills after a covered accident. A homeowners policy usually covers little, if anything, once you’re on the lake.

Coverage

What can boat insurance cover?

These are the parts we’ll usually talk through with you.

  • Boating liability

    Help if you injure someone or damage another boat or a dock.

  • Trailer

    Your boat trailer may be covered on the boat policy. Ask how.

  • Medical payments

    Help with medical bills for you and passengers after a covered accident.

  • Uninsured boaters

    Help if another boater without enough coverage injures you.

  • Fishing and personal gear

    Rods, tackle, electronics and other gear aboard, within limits.

Coverage on the water, in storage and on the trailer can vary by policy and by boat. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.

Options

Options worth asking about

A few choices can change how a policy fits you.

Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.

  • Marina or slip requirements
  • Bundling with home or auto
  • Agreed value or actual cash value
  • Personal watercraft coverage
  • Higher liability limits or an umbrella

Around Nashville

Boat owners around Nashville

The Cumberland River runs through Nashville, and Percy Priest and Old Hickory lakes sit on the east side of the county. Marinas and slips often ask for proof of coverage.

The May 2010 flood showed how quickly water can rise in parts of Nashville, which is a good reason to look at flood coverage separately. Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.

Sources: Wikipedia: Nashville, Tennessee · TWRA: Boating in Tennessee · TWRA: Boating education requirement

Marinas may ask for proof

Many marinas and slip agreements ask for boat liability coverage. Bring us the paperwork and we’ll match it.

Areas we serve

Areas I Serve

We work with boat owners across Nashville and Davidson County, including Hermitage, Donelson, Antioch and Old Hickory, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.

Our office is in Mt. Juliet, just east of Nashville on I-40. Plenty of Nashville customers never need to visit, since phone and email cover most of it, but the door is open.

Not in Nashville? I help with boat insurance in nearby towns too: boat and watercraft coverage in Hermitage, Mt. Juliet boat and watercraft coverage, boat insurance in Hendersonville and Gallatin boat insurance.

Why a local agent

Why work with a local agent?

  • One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
  • Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
  • Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
  • Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.

Reviews

What Nashville Neighbors Say

Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.

Read our Google reviews Leave a Google review
Dustin Rodgers, owner of Rodgers Insurance Agency

Your agent

Meet Dustin Rodgers

Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.

At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.

  • In the insurance business since March 2011
  • Trevecca Nazarene University
  • Hume Fogg Academic High School

FAQ

Nashville Boat Insurance FAQs

Updated

Do you write boat insurance in Nashville?

Yes. We work with boat owners in Nashville and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.

Is there anything about Nashville that affects boat insurance?

The northern end of the Natchez Trace Parkway starts just southwest of Nashville and is a popular ride for motorcycles and campers. Marinas and slips often ask for proof of coverage.

What do Nashville boat owners often overlook?

Bring your marina or slip paperwork and your trailer details. I-40, I-24, I-65 and Briley Pkwy all run through Nashville, and traffic and parking are daily realities for drivers and riders.

How do Nashville boat owners usually reach you?

Most call 615-562-5100 or email dustin@rodgersinsagency.com. Condos and townhomes are common across Nashville, from downtown high-rises to smaller complexes in Antioch, Donelson and Bellevue.

What else do Nashville boat owners usually insure?

Yes. Many customers also ask us about home, auto and umbrella. Keeping things with one local agent can make reviews simpler.

Does my homeowners policy cover my boat?

Usually very little, if anything, especially for boats with bigger motors. A boat policy is built for time on the water.

Do I need a boating education card in Tennessee?

TWRA requires boating education for many operators, based on age. Check TWRA’s current rules for your situation.

Is my trailer covered?

Often the trailer can be covered on the boat policy. We’ll confirm it’s listed.

Get a boat insurance quote

Tell us a little about what you need and we’ll follow up, usually the same business day.

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Stop By or Call Our Mt. Juliet Office

Have a question about boat insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.

Call 615-562-5100 Get directions
Address
1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122
Directions
Providence area, second floor, same building as Oscar’s Taco Shop
Hours
Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed
Call 615-562-5100 Get a Quote