ATV and UTV insurance · Hendersonville, TN
ATV and UTV insurance in Hendersonville, TN
Four-wheelers and side-by-sides usually need their own policy. I’ll help you cover the machine and your liability.
Dustin Rodgers and team
Serving Hendersonville from our Mt. Juliet office
Your local agent
ATV and UTV insurance for Hendersonville ATV and UTV owners
ATV and UTV insurance can cover your machine, your liability and medical bills after a covered accident. Most homeowners policies limit coverage once you ride off your own property.
Coverage
What can ATV and UTV insurance cover?
Policies vary, but most are built from pieces like these.
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Medical payments
Help with medical bills for you or a passenger after a covered accident.
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Accessories
Winches, plows, racks and other add-ons, within limits.
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Trailer
The trailer you haul it on may need its own coverage. Ask us.
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Uninsured riders
Help if another rider without coverage injures you.
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Guest riders
How family and friends who borrow your machine are handled varies. We’ll check.
Coverage for road use, racing and guest riders varies by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
A few choices can change how a policy fits you.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Lay-up season options
- Accessory coverage
- Adding an umbrella
- Liability limits above the minimum
- Collision and comprehensive deductibles
Around Hendersonville
Atv and utv owners around Hendersonville
Head north or east of Hendersonville and the lots get bigger, with room for a shop, a side-by-side or a camper in the driveway. If you ride off your own property, your homeowners policy may not help.
Plenty of Hendersonville homeowners rent out a second house or a former starter home, and owners near the lake sometimes look at short-term rental plans. Our office is in Mt. Juliet, across Old Hickory Lake from Hendersonville. Most Hendersonville customers handle everything by phone and email, and you’re welcome to stop by.
Sources: City of Hendersonville: Demographics · U.S. Army Corps of Engineers: Old Hickory Dam and Lake · Tennessee Department of Revenue: off-highway vehicle title and registration · Tenn. Code 55-8-185: off-highway vehicles on public roads
Roads have rules
Tennessee has specific rules about off-highway vehicles on public roads. Check the law before you ride there.
Areas we serve
Areas I Serve
We work with ATV and UTV owners in Hendersonville, Gallatin, Goodlettsville and the rest of Sumner County, plus Mt. Juliet, Hermitage, Nashville and beyond.
Our office is in Mt. Juliet, across Old Hickory Lake from Hendersonville. Most Hendersonville customers handle everything by phone and email, and you’re welcome to stop by.
Closer to a neighboring town? See ATV and UTV insurance in Gallatin and Nashville ATV and UTV insurance.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Hendersonville Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hendersonville ATV And UTV Insurance FAQs
Updated
Do you write atv and utv insurance in Hendersonville?
Yes. We work with ATV and UTV owners in Hendersonville and across Sumner County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Does where I live in Hendersonville change my atv and utv insurance?
Hendersonville is one of the larger cities in Sumner County, sitting between Nashville and Gallatin along the lake. Tell us where and how you ride so the policy fits.
What should Hendersonville ATV and UTV owners ask before buying coverage?
Tell us where you ride, who rides and whether it’s ever used for work. Vietnam Veterans Blvd (SR-386) and US-31E carry a lot of Hendersonville traffic toward Nashville and Gallatin every day.
How do Hendersonville ATV and UTV owners usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Hendersonville has a mix of established neighborhoods near the lake and newer subdivisions, along with apartments and condos near Indian Lake Village.
Do Hendersonville customers bundle atv and utv insurance with other policies?
Yes. Many customers also ask us about home, auto and umbrella. Keeping things with one local agent can make reviews simpler.
Are accessories covered?
Some policies include a set amount for accessories. You may be able to add more.
Can I use my ATV for farm work and still insure it?
Often yes, but tell us how you use it. Farm and work use can change the policy you need.
What if my ATV is stolen?
Comprehensive coverage can help with theft. Report it to police and call us.
Get a atv and utv insurance quote
Fill out the short form and we’ll get back to you, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about ATV and UTV insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed