Rodgers Insurance AgencyMt. Juliet, TN
615-562-5100 Get a Quote

ATV and UTV insurance · Hermitage, TN

ATV and UTV insurance in Hermitage, TN

Four-wheelers and side-by-sides usually need their own policy. I’ll help you cover the machine and your liability.

Call 615-562-5100 Get a Quote

Serving Hermitage from 1982 Providence Pkwy Ste 257, Mt Juliet, TN 37122 Mon–Fri 8:00 AM–5:00 PM

Four members of the Rodgers Insurance Agency team in business attire, smiling indoors

Dustin Rodgers and team
Serving Hermitage from our Mt. Juliet office

Your local agent

ATV and UTV insurance for Hermitage ATV and UTV owners

Whether it hauls feed or tears up trails, an ATV or UTV can be covered for crashes, theft and liability on a policy written for off-road machines.

Coverage

What can ATV and UTV insurance cover?

Here’s what each piece is meant to do. Your options depend on the policy.

  • Guest riders

    How family and friends who borrow your machine are handled varies. We’ll check.

  • Liability

    Help if you hurt someone or damage property while riding.

  • Collision

    Help repairing your ATV or side-by-side after a crash.

  • Comprehensive

    Help with theft, fire, vandalism or storm damage.

  • Medical payments

    Help with medical bills for you or a passenger after a covered accident.

Coverage for road use, racing and guest riders varies by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.

Options

Options worth asking about

Here are a few things you can often adjust.

Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.

  • Collision and comprehensive deductibles
  • Coverage for farm or work use
  • Lay-up season options
  • Accessory coverage
  • Adding an umbrella

Around Hermitage

Atv and utv owners around Hermitage

Long Hunter State Park and the lakeshore near Hermitage give riders and campers plenty to do close to home. If you ride off your own property, your homeowners policy may not help.

Weekend traffic on Old Hickory Blvd and Lebanon Pike means a camper or a bike in Hermitage often shares the road with lake traffic. Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.

Sources: Andrew Jackson’s Hermitage · U.S. Army Corps of Engineers: J. Percy Priest Dam and Lake · Tennessee Department of Revenue: off-highway vehicle title and registration · Tenn. Code 55-8-185: off-highway vehicles on public roads

Homeowners rarely covers riding

Most homeowners policies limit or exclude ATVs off your property. A separate policy fills the gap.

Areas we serve

Areas I Serve

We work with ATV and UTV owners in Hermitage, Old Hickory, Donelson and the rest of Davidson County, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.

Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.

I also work with neighbors just down the road: Mt. Juliet ATV and UTV insurance, ATV and side-by-side coverage in Nashville and Lebanon ATV and side-by-side coverage.

Why a local agent

Why work with a local agent?

  • One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
  • Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
  • Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
  • Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.

Reviews

What Hermitage Neighbors Say

Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.

Read our Google reviews Leave a Google review
Dustin Rodgers, owner of Rodgers Insurance Agency

Your agent

Meet Dustin Rodgers

Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.

At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.

  • In the insurance business since March 2011
  • Trevecca Nazarene University
  • Hume Fogg Academic High School

FAQ

Hermitage ATV And UTV Insurance FAQs

Updated

Do you write atv and utv insurance in Hermitage?

Yes. We work with ATV and UTV owners in Hermitage and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.

Is there anything about Hermitage that affects atv and utv insurance?

Old Hickory Lake is also close to the north side of Hermitage, giving boaters two big lakes to choose from. Tell us where and how you ride so the policy fits.

What do Hermitage ATV and UTV owners often overlook?

Tell us where you ride, who rides and whether it’s ever used for work. Hermitage has plenty of subdivisions, townhomes and apartments, which makes it a common place for both renters and landlords.

How do Hermitage ATV and UTV owners usually reach you?

Most call 615-562-5100 or email dustin@rodgersinsagency.com. Hermitage is part of Nashville’s Metro government in Davidson County and takes its name from Andrew Jackson’s historic home.

What else do Hermitage ATV and UTV owners usually insure?

Yes. Many customers also ask us about home, auto and umbrella. Keeping things with one local agent can make reviews simpler.

Does my homeowners insurance cover my ATV?

Often only on your own property, if at all. A separate ATV or UTV policy covers more places you ride.

Can I ride my side-by-side on the road in Tennessee?

Tennessee law has specific rules for off-highway vehicles on public roads. Check the current statute and local rules before riding there.

Do I need to register my ATV?

Tennessee has title and registration rules for some off-highway vehicles. The Department of Revenue explains them.

Get a atv and utv insurance quote

Tell us a little about what you need and we’ll follow up, usually the same business day.

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Stop By or Call Our Mt. Juliet Office

Have a question about ATV and UTV insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.

Call 615-562-5100 Get directions
Address
1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122
Directions
Providence area, second floor, same building as Oscar’s Taco Shop
Hours
Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed
Call 615-562-5100 Get a Quote