ATV and UTV insurance · Gallatin, TN
ATV and UTV insurance in Gallatin, TN
Riding for work or fun, I’ll help you cover your ATV or UTV for the places you actually ride.
Dustin Rodgers and team
Serving Gallatin from our Mt. Juliet office
Your local agent
ATV and UTV insurance for Gallatin ATV and UTV owners
ATV and UTV insurance can cover your machine, your liability and medical bills after a covered accident. Most homeowners policies limit coverage once you ride off your own property.
Coverage
What can ATV and UTV insurance cover?
A few core pieces make up most policies. Here’s a plain-language look.
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Collision
Help repairing your ATV or side-by-side after a crash.
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Comprehensive
Help with theft, fire, vandalism or storm damage.
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Medical payments
Help with medical bills for you or a passenger after a covered accident.
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Accessories
Winches, plows, racks and other add-ons, within limits.
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Trailer
The trailer you haul it on may need its own coverage. Ask us.
Coverage for road use, racing and guest riders varies by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Depending on the market and your situation, you may be able to adjust these.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Coverage for farm or work use
- Lay-up season options
- Accessory coverage
- Adding an umbrella
- Liability limits above the minimum
Around Gallatin
Atv and utv owners around Gallatin
Larger lots around Gallatin often have a barn or shop, which is a common place to keep a collector car or camper. Tell us where and how you ride so the policy fits.
Outside Gallatin, the roads open into farms and back roads toward Portland and Bethpage, with plenty of room to ride. Our office is in Mt. Juliet, south of Gallatin across Old Hickory Lake. Gallatin customers usually work with us by phone and email, and you can always come by.
Sources: Wikipedia: Gallatin, Tennessee · Tennessee State Parks: Bledsoe Creek State Park · Tennessee Department of Revenue: off-highway vehicle title and registration · Tenn. Code 55-8-185: off-highway vehicles on public roads
Roads have rules
Tennessee has specific rules about off-highway vehicles on public roads. Check the law before you ride there.
Areas we serve
Areas I Serve
We work with ATV and UTV owners in Gallatin, Hendersonville, Portland and across Sumner County, plus Mt. Juliet, Lebanon, Hermitage and Nashville.
Our office is in Mt. Juliet, south of Gallatin across Old Hickory Lake. Gallatin customers usually work with us by phone and email, and you can always come by.
Closer to a neighboring town? See ATV and UTV insurance in Hendersonville, Hermitage ATV and UTV insurance, ATV and side-by-side coverage in Nashville and Mt. Juliet ATV and side-by-side coverage.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Gallatin Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Gallatin ATV And UTV Insurance FAQs
Updated
Do you write atv and utv insurance in Gallatin?
Yes. We work with ATV and UTV owners in Gallatin and across Sumner County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Is atv and utv insurance different in Gallatin than elsewhere?
Two-lane state routes around Gallatin are popular for weekend rides, along with the farm traffic that comes with them. Tell us where and how you ride so the policy fits.
What’s the first thing you’d ask a Gallatin customer about atv and utv insurance?
Tell us where you ride, who rides and whether it’s ever used for work. US-31E and Vietnam Veterans Blvd connect Gallatin to Hendersonville and Nashville, and many residents commute every day.
Is Gallatin part of your service area?
Yes. Sumner County is part of the Middle Tennessee area we serve from Mt. Juliet. Gallatin’s growth has brought plenty of townhomes and rental houses, and many owners rent out homes they used to live in.
Can you help Gallatin ATV and UTV owners with other coverage too?
Yes. Many customers also ask us about home, auto and umbrella. Keeping things with one local agent can make reviews simpler.
Do I need to register my ATV?
Tennessee has title and registration rules for some off-highway vehicles. The Department of Revenue explains them.
Is my kid covered when riding?
It depends on the policy and the rider’s age. Tell us who rides and we’ll check.
Are accessories covered?
Some policies include a set amount for accessories. You may be able to add more.
Get a atv and utv insurance quote
Send a few details and we’ll reach out, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about ATV and UTV insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed