Umbrella insurance · Hendersonville, TN
Umbrella insurance in Hendersonville, TN
Teen drivers, a pool, a boat or a rental? An umbrella can add a layer of liability protection. Let’s talk it through.
Dustin Rodgers and team
Serving Hendersonville from our Mt. Juliet office
Your local agent
Umbrella insurance for Hendersonville families
Your home and auto policies each stop at a set liability limit. An umbrella sits on top of them and can respond when a serious claim goes past those limits.
Coverage
What does an umbrella policy do?
Here’s what each piece is meant to do. Your options depend on the policy.
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Bodily injury
Help if someone is badly hurt and your other limits run out.
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Property damage
Help when you cause damage that costs more than your underlying policy pays.
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Legal defense
Many umbrellas help with defense costs, which can add up fast.
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Some claims your other policies skip
Some umbrellas extend to claims like libel or slander. Read the terms.
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Your family
Household members are often included. We’ll confirm who is.
Umbrellas usually require certain underlying limits and have their own exclusions. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
These are worth a conversation before you pick coverage.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Including teen drivers
- Reviewing it each year
- Umbrella limits in different amounts
- Matching your home and auto limits to what the umbrella requires
- Adding rentals, boats or ATVs
Around Hendersonville
Families around Hendersonville
Hendersonville is one of the larger cities in Sumner County, sitting between Nashville and Gallatin along the lake. An umbrella can help when one serious claim is larger than your other limits.
Plenty of Hendersonville homeowners rent out a second house or a former starter home, and owners near the lake sometimes look at short-term rental plans. Our office is in Mt. Juliet, across Old Hickory Lake from Hendersonville. Most Hendersonville customers handle everything by phone and email, and you’re welcome to stop by.
Sources: City of Hendersonville: Demographics · U.S. Army Corps of Engineers: Old Hickory Dam and Lake · NAIC: what’s an umbrella policy?
Not just for the wealthy
Teen drivers, a pool, a dog or a boat can all be reasons people look at an umbrella.
Areas we serve
Areas I Serve
We work with families in Hendersonville, Gallatin, Goodlettsville and the rest of Sumner County, plus Mt. Juliet, Hermitage, Nashville and beyond.
Our office is in Mt. Juliet, across Old Hickory Lake from Hendersonville. Most Hendersonville customers handle everything by phone and email, and you’re welcome to stop by.
I also work with neighbors just down the road: umbrella liability coverage in Gallatin and Nashville umbrella liability coverage.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Hendersonville Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hendersonville Umbrella Insurance FAQs
Updated
Do you write umbrella insurance in Hendersonville?
Yes. We work with families in Hendersonville and across Sumner County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Is there anything about Hendersonville that affects umbrella insurance?
Johnny Cash Pkwy and Main Street can back up at rush hour, so a bike or a camper on the road here shares space with plenty of commuters. An umbrella can help when one serious claim is larger than your other limits.
What do Hendersonville families often overlook?
List your drivers, rentals, pools and boats so we can line up the underlying limits. Hendersonville wraps around Old Hickory Lake, and a lot of households here keep a boat, a pontoon or a jet ski close to home.
How do Hendersonville families usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Vietnam Veterans Blvd (SR-386) and US-31E carry a lot of Hendersonville traffic toward Nashville and Gallatin every day.
What else do Hendersonville families usually insure?
Yes. Many customers also ask us about home, auto, boat and rentals. Keeping things with one local agent can make reviews simpler.
Does an umbrella cover my own injuries or car?
No. An umbrella is liability coverage for harm you cause others. It doesn’t pay to repair your own property.
How much umbrella do I need?
It depends on what you own and your risks. Our umbrella guide walks through it, and we’re glad to talk it over.
Do I need to change my home and auto limits?
Often yes. Umbrellas usually require certain underlying limits. We’ll check yours.
Get a umbrella insurance quote
Tell us a little about what you need and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about umbrella insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed