Umbrella insurance · Hermitage, TN
Umbrella insurance in Hermitage, TN
Teen drivers, a pool, a boat or a rental? An umbrella can add a layer of liability protection. Let’s talk it through.
Dustin Rodgers and team
Serving Hermitage from our Mt. Juliet office
Your local agent
Umbrella insurance for Hermitage families
An umbrella policy adds liability coverage above the limits on your home, auto and some other policies. It’s meant for serious claims where those limits run out.
Coverage
What does an umbrella policy do?
Here’s a quick look at common coverages. We’ll explain any of them in more detail.
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Your family
Household members are often included. We’ll confirm who is.
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Boats and toys
A boat or ATV may be covered once the right underlying policy is in place.
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Rental properties
Landlords often add rentals under the umbrella. Ask how that works.
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Extra liability
A layer of liability above your home and auto limits for a serious claim.
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Bodily injury
Help if someone is badly hurt and your other limits run out.
Umbrellas usually require certain underlying limits and have their own exclusions. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
A few choices can change how a policy fits you.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Matching your home and auto limits to what the umbrella requires
- Adding rentals, boats or ATVs
- Including teen drivers
- Reviewing it each year
- Umbrella limits in different amounts
Around Hermitage
Families around Hermitage
Hermitage is part of Nashville’s Metro government in Davidson County and takes its name from Andrew Jackson’s historic home. An umbrella can help when one serious claim is larger than your other limits.
Many Hermitage homes were built a few decades ago, so updates like a new roof, wiring or plumbing are worth mentioning when you insure them. Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.
Sources: Andrew Jackson’s Hermitage · U.S. Army Corps of Engineers: J. Percy Priest Dam and Lake · NAIC: what’s an umbrella policy?
Underlying limits matter
Most umbrellas require certain liability limits on your home and auto policies first. We’ll line them up.
Areas we serve
Areas I Serve
We work with families in Hermitage, Old Hickory, Donelson and the rest of Davidson County, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.
Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.
Closer to a neighboring town? See umbrella insurance in Mt. Juliet, Nashville umbrella insurance and umbrella liability coverage in Lebanon.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Hermitage Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hermitage Umbrella Insurance FAQs
Updated
Do you write umbrella insurance in Hermitage?
Yes. We work with families in Hermitage and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Is umbrella insurance different in Hermitage than elsewhere?
Long Hunter State Park and the lakeshore near Hermitage give riders and campers plenty to do close to home. An umbrella can help when one serious claim is larger than your other limits.
What’s the first thing you’d ask a Hermitage customer about umbrella insurance?
List your drivers, rentals, pools and boats so we can line up the underlying limits. Hermitage sits close to J. Percy Priest Lake, and the marinas and ramps on the lake’s north side are a short drive for many residents.
Is Hermitage part of your service area?
Yes. Davidson County is part of the Middle Tennessee area we serve from Mt. Juliet. Hermitage has plenty of subdivisions, townhomes and apartments, which makes it a common place for both renters and landlords.
Can you help Hermitage families with other coverage too?
Yes. Many customers also ask us about home, auto, boat and rentals. Keeping things with one local agent can make reviews simpler.
Does it cover my teen driver?
Household members are often included, but read the terms. We’ll confirm who’s covered.
Can an umbrella cover my rental house?
Often it can, if the rental’s liability is set up the way the umbrella requires.
What does umbrella insurance cover?
It adds liability coverage above your home, auto and some other policies, for serious claims where those limits run out.
Get a umbrella insurance quote
Send a few details and we’ll reach out, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about umbrella insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed