Boat insurance · Hendersonville, TN
Boat Insurance in Hendersonville, TN
Hendersonville sits right on Old Hickory Lake. I’ll help you cover the boat, the trailer and the people you bring along.
Dustin Rodgers and team
Serving Hendersonville from our Mt. Juliet office
Your local agent
Coverage for your time on Old Hickory Lake
A boat policy can help protect the boat, motor and trailer, and your liability if someone is hurt or property is damaged. Pontoons, bass boats, ski boats and personal watercraft each have their own questions, and we’ll go through yours.
Coverage
What can boat insurance include?
Here’s what most boat owners ask about.
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Physical damage
Can help repair or replace the boat and motor after a covered loss.
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Liability
Can help if someone is hurt or another boat or dock is damaged.
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Trailer
Coverage for the trailer may be included or added.
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Gear and equipment
Fishing gear, electronics and other equipment, with limits.
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Uninsured boater
Can help if an uninsured boater causes injuries.
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Towing and assistance
On-water towing if you break down, where available.
What’s covered, and how losses are paid, varies by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
A few choices can shape your boat policy.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Agreed value versus actual cash value, where available
- Higher or lower deductibles
- Seasonal or lay-up options
- Coverage for personal watercraft
- Bundling with home or auto
Around Hendersonville
Boating around Hendersonville
Hendersonville is the largest city in Sumner County, on the shores of Old Hickory Lake about 18 miles northeast of downtown Nashville. Parks like Sanders Ferry and Drakes Creek have boat ramps on Corps of Engineers land, and plenty of neighbors keep a boat at home or in a marina slip.
In Tennessee, boats with motors generally need TWRA registration, and many operators need a boating education card. We can’t handle registration, but we’re glad to help with coverage.
Sources: U.S. Army Corps of Engineers: Old Hickory Dam and Lake · TWRA: Boating in Tennessee · TWRA: Boating education requirement
Docked or on the trailer?
Where you keep the boat matters. Tell us if it’s at home, in a marina slip or at a storage lot.
Areas we serve
Areas I Serve
I work with boat owners in Hendersonville, Gallatin and across Sumner County, plus Mt. Juliet, Hermitage, Lebanon, Nashville and all of Middle Tennessee.
Our office is in Mt. Juliet, across Old Hickory Lake from Hendersonville. Most Hendersonville customers handle everything by phone and email, and you’re welcome to stop by.
Not in Hendersonville? I help with boat insurance in nearby towns too: boat and watercraft coverage in Gallatin and Nashville boat and watercraft coverage.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Hendersonville Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hendersonville Boat Insurance FAQs
Updated
Is boat insurance required in Tennessee?
Tennessee doesn’t generally require boat insurance, but a lender, marina or storage facility may. Liability coverage is worth considering either way.
Does my homeowners policy cover my boat?
Usually only in a limited way, if at all. Many boats need their own policy for physical damage and liability.
Is my trailer covered?
It may be included or added. Ask us how your trailer is handled.
What about personal watercraft?
Jet skis and other personal watercraft can usually be insured too, though rules and availability vary.
Do I need a boating education card?
TWRA requires many operators to carry a boating education card. Check TWRA’s rules for your age and situation.
Can I lower coverage in the winter?
Some policies offer lay-up options while the boat is stored. We’ll explain what’s available.
Do you work with Hendersonville boaters from Mt. Juliet?
Yes. Our office is on the other side of Old Hickory Lake, and we work with boaters across Sumner County.
Can I bundle boat with home or auto?
Often, yes. Any price change depends on the market and your details.
What do I need for a quote?
The year, make, model and length, the motor, the hull ID, where it’s kept, and your current policy if you have one.
Get a Hendersonville boat quote
Tell us about your boat and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about boat insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed