Auto insurance · Hendersonville, TN
Hendersonville, TN Auto Insurance, Explained Plainly
I’m Dustin Rodgers. From SR-386 commutes to lake weekends with a trailer, I’ll help you understand your car insurance in plain language.
Dustin Rodgers and team
Serving Hendersonville from our Mt. Juliet office
Your local agent
Auto insurance help for Hendersonville drivers
Many Hendersonville drivers spend part of every day on Vietnam Veterans Blvd (SR-386) or US-31E headed toward Nashville or Gallatin. I’m Dustin Rodgers, and Rodgers Insurance Agency serves Middle Tennessee from Mt. Juliet. I help Hendersonville families understand their liability limits, uninsured motorist coverage and the options that fit their cars and drivers.
Coverage
Auto Coverage for Hendersonville Drivers
Most auto policies are built from a few core pieces:
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Liability
Tennessee requires proof of financial responsibility. Liability helps pay for injuries or damage you cause to others.
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Uninsured / underinsured motorist
Help if a driver with little or no insurance hits you.
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Collision
Help repairing your car after a crash, minus your deductible.
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Comprehensive
Help with theft, hail, fallen limbs, fire or hitting a deer.
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Medical payments
Help with medical bills for you and your passengers after a covered accident.
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Rental and roadside
Optional help with a rental car or a tow if you break down around Hendersonville, where available.
Coverage is subject to policy terms, underwriting and availability. Limits, exclusions and terms vary by policy. Tennessee requires proof of financial responsibility; check current state rules.
Options
Choices for Commuters, Families and Lake Weekends
Depending on your drivers, vehicles and eligibility, options like these may be available:
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Uninsured / underinsured motorist limits that match your liability
- Higher liability limits, or an umbrella on top
- Deductible choices for collision and comprehensive
- Rental reimbursement and roadside help
- Coverage for teen drivers
- Bundling with home, condo or renters
Local risks
Commutes, Lake Traffic and Your Hendersonville Car
Rush hour on SR-386 and US-31E means plenty of stop-and-go driving. Uninsured motorist coverage can help if the other driver doesn’t have enough insurance.
On summer weekends, boat trailers and lake traffic add to the mix around Old Hickory Lake. Ask how your auto policy handles a trailer you tow, and talk with us about boat coverage separately.
Deer, hail and falling limbs are part of life in Sumner County. Comprehensive coverage can help with those.
Sources: Tennessee State Route 386 · Tennessee Department of Revenue: Financial Responsibility Law · Insurance Information Institute: how much auto coverage do I need? · NWS Nashville: A Tornado Climatology of Middle Tennessee
Tennessee requires proof of financial responsibility
Drivers in Tennessee must be able to show proof of financial responsibility, and most meet it with a liability policy. Minimum limits may not cover a serious accident, so it’s worth reviewing yours. Check the state’s current rules for details.
Sources: Tennessee Department of Revenue: Financial Responsibility Law · Insurance Information Institute: how much auto coverage do I need?
Areas we serve
Hendersonville-Area Communities I Serve
My Hendersonville clients drive all over Sumner County, including Gallatin and Goodlettsville, and into Nashville every day.
Auto insurance pages for nearby towns: Mt. Juliet, Lebanon, Hermitage, Gallatin, Watertown, Nashville. Looking for home insurance? See Hendersonville home insurance.
More coverage in Hendersonville: condo insurance, renters insurance, landlord insurance, umbrella insurance, boat insurance, ATV and UTV insurance, motorcycle insurance, RV and camper insurance.
Why a local agent
Why Hendersonville Drivers Call a Local Agent
- One office, one phone number: call 615-562-5100 and talk with someone who knows your policy.
- Limits explained plainly: I’ll walk through liability, uninsured motorist and physical damage in everyday terms.
- Car and home reviewed together: auto, home, umbrella and more in one conversation.
- Help after a wreck: my office can help you understand the first steps and who to call after a covered accident.
- A fresh look when things change: a new driver, a new car or a move is a good time to review.
Reviews
Reviews from Middle Tennessee Clients
Our customers have given us 4.9 stars from 109 Google reviews. Read them on Google, or add your own.
More coverage
More Ways I Can Help in Hendersonville
Other coverage I help Hendersonville neighbors with: classic car insurance and mobile home insurance.
Want to think it through first? Read choosing your auto insurance limits.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- TN Insurance License #2027275
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hendersonville Auto Insurance Questions
Updated
Can a Mt. Juliet agent insure my car in Hendersonville?
Yes. I work with drivers across Sumner County from my office at 1982 Providence Pkwy Ste 257, mostly by phone and email.
Is car insurance required in Tennessee?
Tennessee requires proof of financial responsibility for drivers. Most people meet it with a liability policy. Check the state’s current rules.
Is the state minimum enough?
For many families, minimum limits may not cover a serious accident. Our auto coverage guide explains how to think about limits.
What is uninsured motorist coverage?
It can help pay for your injuries, and sometimes damage, when a driver with little or no insurance causes the accident.
Does my auto policy cover my boat trailer?
Liability may follow a trailer you tow, but damage to the trailer and boat usually needs boat coverage. We’ll check.
How do I add a teen driver?
Call us before they start driving on their own. We’ll explain the options.
Does comprehensive cover hitting a deer?
Usually, yes. Hitting an animal generally falls under comprehensive.
Can I bundle auto and home?
Often, yes. Keeping both with one agent can make reviews simpler. Any price change depends on your details.
What should I do after a wreck?
Make sure everyone is safe, call police if needed, exchange information and take photos. Then report it to your insurer. Our claim help page has more.
Get a Hendersonville Auto Insurance Quote
Call 615-562-5100 or fill out the form below and my office will follow up. Your current declarations page and each driver’s license number help us get started.
Stop By or Call Our Mt. Juliet Office
Buying a car, adding a driver, renewing a policy, or just have a question about your coverage? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed