Landlord insurance · Lebanon, TN
Landlord insurance in Lebanon, TN
Moving out and renting your old place? Let’s switch the coverage before the first tenant moves in.
Dustin Rodgers and team
Serving Lebanon from our Mt. Juliet office
Your local agent
Landlord insurance for Lebanon landlords
Rental property is a business, even if it’s just one house. Landlord coverage looks after the building, lost income from a covered loss and claims against you as owner.
Coverage
What can a landlord policy include?
Policies vary, but most are built from pieces like these.
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Landlord liability
Help if a tenant or visitor is hurt and claims it’s your fault.
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Other structures
Detached garages, sheds and fences on the rental lot.
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Your property at the rental
Appliances, lawn equipment or furniture you own and leave for tenants.
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Vandalism
Damage from vandalism, sometimes with conditions when a home sits vacant. Ask us.
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Ordinance or law
Help with the extra cost of rebuilding an older rental to current code after a covered loss.
Vacancy limits, rental income limits and how claims are paid vary by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Options vary, but these come up often.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Replacement cost on the building
- Rental income limits that match your rent
- Higher liability limits or an umbrella
- Water backup coverage
- Coverage for more than one rental
Around Lebanon
Landlords around Lebanon
Lebanon has older homes near the square, newer subdivisions on the edges of town and plenty of rentals near Cumberland University. Owners here often rent a home they used to live in, and the coverage needs to change when they do.
Manufactured homes on rural lots and in communities around Lebanon are common, and each setup can affect coverage. Our office is in Mt. Juliet, a short drive west of Lebanon on I-40, so it’s easy to stop in or handle things by phone.
Sources: Wikipedia: Lebanon, Tennessee · Insurance Information Institute: coverage for renting out your home
Your homeowners policy may not fit
Once you move out and rent the place, a standard homeowners policy usually isn’t the right form. Call us before the first tenant moves in.
Areas we serve
Areas I Serve
We work with landlords in Lebanon, Watertown, Mt. Juliet and across Wilson County, plus Hermitage, Gallatin, Hendersonville and Nashville.
Our office is in Mt. Juliet, a short drive west of Lebanon on I-40, so it’s easy to stop in or handle things by phone.
I also work with neighbors just down the road: Mt. Juliet rental property coverage, landlord insurance in Watertown and Hermitage landlord insurance.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Lebanon Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Lebanon Landlord Insurance FAQs
Updated
Do you write landlord insurance in Lebanon?
Yes. We work with landlords in Lebanon and across Wilson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Does where I live in Lebanon change my landlord insurance?
I-40, US-70 and US-231 all meet in Lebanon, so there’s a steady mix of commuters, trucks and through traffic. Rentals here need coverage built for property you don’t live in.
What should Lebanon landlords ask before buying coverage?
Tell us how long the home might sit empty between tenants. Larger lots around Lebanon leave room for a shop or barn where people store campers and collector cars.
How do Lebanon landlords usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Cedars of Lebanon State Park sits just south of town, and the surrounding countryside has plenty of farms and trails.
Do Lebanon customers bundle landlord insurance with other policies?
Yes. Many customers also ask us about umbrella, home and auto. Keeping things with one local agent can make reviews simpler.
Is lost rent covered?
Many landlord policies can help replace rent lost while a covered loss is being repaired, up to a limit.
What about short-term rentals?
Short-term rentals usually need different coverage than long-term leases. Tell us how you rent the property.
Do I need an umbrella as a landlord?
Many landlords add an umbrella for extra liability. We’ll talk about whether it fits.
Get a landlord insurance quote
Fill out the short form and we’ll get back to you, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about landlord insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed