Mobile home insurance · Hermitage, TN
Mobile home insurance in Hermitage, TN
Mobile home coverage has its own rules. I’ll explain them in plain language and help you choose.
Dustin Rodgers and team
Serving Hermitage from our Mt. Juliet office
Your local agent
Mobile home insurance for Hermitage manufactured home owners
Manufactured homes are built and installed differently from site-built houses, so they usually get their own policy form for the structure, contents and liability.
Coverage
What can a mobile home policy include?
Policies vary, but most are built from pieces like these.
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Decks, steps and carports
Attached and detached structures may be covered separately or with limits.
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What’s inside
Furniture, clothes, electronics and appliances you own.
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Liability
Help if someone is hurt at your place or you damage someone else’s property.
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Living expenses
Help with temporary housing if a covered loss makes your home unlivable.
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Tie-downs and skirting
How your home is anchored and skirted can affect your options. We’ll ask.
Wind, hail and tie-down requirements, and how claims are paid, can vary by policy and by the home’s age. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
These are worth a conversation before you pick coverage.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Deductible choices
- Coverage for detached structures
- Separate flood coverage
- Bundling with auto
- Replacement cost or actual cash value
Around Hermitage
Manufactured home owners around Hermitage
Many Hermitage homes were built a few decades ago, so updates like a new roof, wiring or plumbing are worth mentioning when you insure them. How your home is set up and anchored can affect your options.
Long Hunter State Park and the lakeshore near Hermitage give riders and campers plenty to do close to home. Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.
Sources: Andrew Jackson’s Hermitage · U.S. Army Corps of Engineers: J. Percy Priest Dam and Lake
Flood is a separate policy
A standard mobile home policy usually doesn’t cover flood. Ask about a separate flood policy if you’re near water.
Areas we serve
Areas I Serve
We work with manufactured home owners in Hermitage, Old Hickory, Donelson and the rest of Davidson County, plus Mt. Juliet, Lebanon, Gallatin and Hendersonville.
Our office is in Mt. Juliet, a few exits east of Hermitage on I-40, so it’s easy to stop by or call.
Not in Hermitage? I help with mobile home insurance in nearby towns too: mobile home insurance in Mt. Juliet, Nashville mobile home insurance and manufactured home coverage in Lebanon.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Hermitage Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Hermitage Mobile Home Insurance FAQs
Updated
Do you write mobile home insurance in Hermitage?
Yes. We work with manufactured home owners in Hermitage and across Davidson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Does where I live in Hermitage change my mobile home insurance?
Lebanon Pike (US-70), Old Hickory Blvd and I-40 tie Hermitage to Nashville and Mt. Juliet. Tell us about your lot, skirting and additions so we can find the right fit.
What should Hermitage manufactured home owners ask before buying coverage?
Tell us the home’s year, how it’s anchored and whether you own the land. Weekend traffic on Old Hickory Blvd and Lebanon Pike means a camper or a bike in Hermitage often shares the road with lake traffic.
How do Hermitage manufactured home owners usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Hermitage sits close to J. Percy Priest Lake, and the marinas and ramps on the lake’s north side are a short drive for many residents.
Do Hermitage customers bundle mobile home insurance with other policies?
Yes. Many customers also ask us about auto and flood. Keeping things with one local agent can make reviews simpler.
I rent my lot. Do I still need insurance?
If you own the home, yes. The community’s policy generally doesn’t cover your home or belongings.
Is flood covered?
Usually not. Flood is typically separate.
Does my lender require insurance?
Most lenders do. We’ll set it up to meet their requirements.
Get a mobile home insurance quote
Fill out the short form and we’ll get back to you, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about mobile home insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed