Mobile home insurance · Watertown, TN
Mobile home insurance in Watertown, TN
Manufactured and mobile homes need a policy written for how they’re built and set up. I’ll help you sort it out.
Dustin Rodgers and team
Serving Watertown from our Mt. Juliet office
Your local agent
Mobile home insurance for Watertown manufactured home owners
A mobile or manufactured home policy can cover the home, attached additions, your belongings and your liability. It’s written for how these homes are built and installed.
Coverage
What can a mobile home policy include?
Most people want to understand these pieces before they decide.
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The home
Help repairing or replacing your manufactured home after a covered loss.
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Decks, steps and carports
Attached and detached structures may be covered separately or with limits.
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What’s inside
Furniture, clothes, electronics and appliances you own.
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Liability
Help if someone is hurt at your place or you damage someone else’s property.
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Living expenses
Help with temporary housing if a covered loss makes your home unlivable.
Wind, hail and tie-down requirements, and how claims are paid, can vary by policy and by the home’s age. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Depending on the market and your situation, you may be able to adjust these.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Bundling with auto
- Replacement cost or actual cash value
- Deductible choices
- Coverage for detached structures
- Separate flood coverage
Around Watertown
Manufactured home owners around Watertown
Some Watertown property owners rent out a house in town or a second home on family land. How your home is set up and anchored can affect your options.
Out past Watertown, barns and outbuildings are often where people store a classic car, a camper or farm equipment. Our office is in Mt. Juliet, west of Watertown along US-70 and I-40. You can handle most things by phone or email, or stop in when you’re headed that way.
Sources: Wikipedia: Watertown, Tennessee
Flood is a separate policy
A standard mobile home policy usually doesn’t cover flood. Ask about a separate flood policy if you’re near water.
Areas we serve
Areas I Serve
We work with manufactured home owners in Watertown, Lebanon, Mt. Juliet and all over Wilson County, plus Hermitage, Gallatin, Hendersonville and Nashville.
Our office is in Mt. Juliet, west of Watertown along US-70 and I-40. You can handle most things by phone or email, or stop in when you’re headed that way.
Closer to Lebanon? See manufactured home coverage in Lebanon.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Watertown Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Watertown Mobile Home Insurance FAQs
Updated
Do you write mobile home insurance in Watertown?
Yes. We work with manufactured home owners in Watertown and across Wilson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Does where I live in Watertown change my mobile home insurance?
Two-lane county roads around Watertown mean slow farm equipment, deer at dusk and long stretches between towns. Tell us about your lot, skirting and additions so we can find the right fit.
What should Watertown manufactured home owners ask before buying coverage?
Tell us the home’s year, how it’s anchored and whether you own the land. Watertown is a small town in eastern Wilson County, with farmland, gravel drives and plenty of room for a side-by-side.
How do Watertown manufactured home owners usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. Two-lane county roads around Watertown mean slow farm equipment, deer at dusk and long stretches between towns.
Do Watertown customers bundle mobile home insurance with other policies?
Yes. Many customers also ask us about auto and flood. Keeping things with one local agent can make reviews simpler.
Does the age of my home matter?
It can. Age and construction may affect coverage options and how a claim is paid.
I rent my lot. Do I still need insurance?
If you own the home, yes. The community’s policy generally doesn’t cover your home or belongings.
Is flood covered?
Usually not. Flood is typically separate.
Get a mobile home insurance quote
Fill out the short form and we’ll get back to you, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about mobile home insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed