Rodgers Insurance AgencyMt. Juliet, TN
615-562-5100 Get a Quote

Boat insurance · Watertown, TN

Boat insurance in Watertown, TN

Boats, pontoons and jet skis need coverage built for the water. I’ll help you set it up before the season starts.

Call 615-562-5100 Get a Quote

Serving Watertown from 1982 Providence Pkwy Ste 257, Mt Juliet, TN 37122 Mon–Fri 8:00 AM–5:00 PM

Four members of the Rodgers Insurance Agency team in business attire, smiling indoors

Dustin Rodgers and team
Serving Watertown from our Mt. Juliet office

Your local agent

Boat insurance for Watertown boat owners

Boat insurance can cover your hull, motor and trailer, your liability on the water and medical bills after a covered accident. A homeowners policy usually covers little, if anything, once you’re on the lake.

Coverage

What can boat insurance cover?

Policies vary, but most are built from pieces like these.

  • Fishing and personal gear

    Rods, tackle, electronics and other gear aboard, within limits.

  • Towing and assistance

    Help getting towed back if you break down on the water, where available.

  • Fuel spill liability

    Help with cleanup costs if your boat spills fuel, within the policy’s terms.

  • Hull and motor

    Help repairing or replacing your boat and engine after a covered loss.

  • Boating liability

    Help if you injure someone or damage another boat or a dock.

Coverage on the water, in storage and on the trailer can vary by policy and by boat. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.

Options

Options worth asking about

Depending on the market and your situation, you may be able to adjust these.

Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.

  • Coverage for your trailer
  • Marina or slip requirements
  • Bundling with home or auto
  • Agreed value or actual cash value
  • Personal watercraft coverage

Around Watertown

Boat owners around Watertown

Watertown is inland, but Center Hill Lake to the east and Old Hickory and Percy Priest to the west are a reasonable drive for boaters. Before the season starts, it’s worth checking your boat policy and your trailer coverage.

Some Watertown property owners rent out a house in town or a second home on family land. Our office is in Mt. Juliet, west of Watertown along US-70 and I-40. You can handle most things by phone or email, or stop in when you’re headed that way.

Sources: Wikipedia: Watertown, Tennessee · TWRA: Boating in Tennessee · TWRA: Boating education requirement

Homeowners usually isn’t enough

A homeowners policy often covers little or nothing for a boat with a motor. A boat policy is built for the water.

Areas we serve

Areas I Serve

We work with boat owners in Watertown, Lebanon, Mt. Juliet and all over Wilson County, plus Hermitage, Gallatin, Hendersonville and Nashville.

Our office is in Mt. Juliet, west of Watertown along US-70 and I-40. You can handle most things by phone or email, or stop in when you’re headed that way.

Closer to Lebanon? See boat and watercraft coverage in Lebanon.

Why a local agent

Why work with a local agent?

  • One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
  • Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
  • Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
  • Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.

Reviews

What Watertown Neighbors Say

Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.

Read our Google reviews Leave a Google review
Dustin Rodgers, owner of Rodgers Insurance Agency

Your agent

Meet Dustin Rodgers

Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.

At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.

  • In the insurance business since March 2011
  • Trevecca Nazarene University
  • Hume Fogg Academic High School

FAQ

Watertown Boat Insurance FAQs

Updated

Do you write boat insurance in Watertown?

Yes. We work with boat owners in Watertown and across Wilson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.

Does where I live in Watertown change my boat insurance?

Out past Watertown, barns and outbuildings are often where people store a classic car, a camper or farm equipment. Marinas and slips often ask for proof of coverage.

What should Watertown boat owners ask before buying coverage?

Bring your marina or slip paperwork and your trailer details. Two-lane county roads around Watertown mean slow farm equipment, deer at dusk and long stretches between towns.

How do Watertown boat owners usually reach you?

Most call 615-562-5100 or email dustin@rodgersinsagency.com. Out past Watertown, barns and outbuildings are often where people store a classic car, a camper or farm equipment.

Do Watertown customers bundle boat insurance with other policies?

Yes. Many customers also ask us about home, auto and umbrella. Keeping things with one local agent can make reviews simpler.

Can I add an umbrella?

Yes. Many umbrellas can sit above a boat policy once the underlying limits are in place.

What should I do after a boating accident?

Make sure everyone is safe and get help if needed. TWRA has rules about reporting some accidents. Then call us.

Does my homeowners policy cover my boat?

Usually very little, if anything, especially for boats with bigger motors. A boat policy is built for time on the water.

Get a boat insurance quote

Fill out the short form and we’ll get back to you, usually the same business day.

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Stop By or Call Our Mt. Juliet Office

Have a question about boat insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.

Call 615-562-5100 Get directions
Address
1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122
Directions
Providence area, second floor, same building as Oscar’s Taco Shop
Hours
Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed
Call 615-562-5100 Get a Quote