ATV and UTV insurance · Watertown, TN
ATV and UTV insurance in Watertown, TN
Riding for work or fun, I’ll help you cover your ATV or UTV for the places you actually ride.
Dustin Rodgers and team
Serving Watertown from our Mt. Juliet office
Your local agent
ATV and UTV insurance for Watertown ATV and UTV owners
Four-wheelers and side-by-sides do a lot of work and a lot of play. A dedicated policy can cover damage, theft, injuries and liability in more of the places you ride.
Coverage
What can ATV and UTV insurance cover?
These are the parts we’ll usually talk through with you.
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Uninsured riders
Help if another rider without coverage injures you.
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Guest riders
How family and friends who borrow your machine are handled varies. We’ll check.
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Liability
Help if you hurt someone or damage property while riding.
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Collision
Help repairing your ATV or side-by-side after a crash.
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Comprehensive
Help with theft, fire, vandalism or storm damage.
Coverage for road use, racing and guest riders varies by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
Ask us about these when we talk.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Accessory coverage
- Adding an umbrella
- Liability limits above the minimum
- Collision and comprehensive deductibles
- Coverage for farm or work use
Around Watertown
Atv and utv owners around Watertown
Out past Watertown, barns and outbuildings are often where people store a classic car, a camper or farm equipment. Tell us where and how you ride so the policy fits.
Watertown is a small town in eastern Wilson County, with farmland, gravel drives and plenty of room for a side-by-side. Our office is in Mt. Juliet, west of Watertown along US-70 and I-40. You can handle most things by phone or email, or stop in when you’re headed that way.
Sources: Wikipedia: Watertown, Tennessee · Tennessee Department of Revenue: off-highway vehicle title and registration · Tenn. Code 55-8-185: off-highway vehicles on public roads
Homeowners rarely covers riding
Most homeowners policies limit or exclude ATVs off your property. A separate policy fills the gap.
Areas we serve
Areas I Serve
We work with ATV and UTV owners in Watertown, Lebanon, Mt. Juliet and all over Wilson County, plus Hermitage, Gallatin, Hendersonville and Nashville.
Our office is in Mt. Juliet, west of Watertown along US-70 and I-40. You can handle most things by phone or email, or stop in when you’re headed that way.
Closer to Lebanon? See ATV and side-by-side coverage in Lebanon.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Watertown Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Watertown ATV And UTV Insurance FAQs
Updated
Do you write atv and utv insurance in Watertown?
Yes. We work with ATV and UTV owners in Watertown and across Wilson County from our Mt. Juliet office. Most of it can be handled by phone or email. Coverage is subject to underwriting and availability.
Is there anything about Watertown that affects atv and utv insurance?
US-70 runs through Watertown toward Lebanon, and many residents drive to I-40 for work in Lebanon, Mt. Juliet or Nashville. Tell us where and how you ride so the policy fits.
What do Watertown ATV and UTV owners often overlook?
Tell us where you ride, who rides and whether it’s ever used for work. Some Watertown property owners rent out a house in town or a second home on family land.
How do Watertown ATV and UTV owners usually reach you?
Most call 615-562-5100 or email dustin@rodgersinsagency.com. US-70 runs through Watertown toward Lebanon, and many residents drive to I-40 for work in Lebanon, Mt. Juliet or Nashville.
What else do Watertown ATV and UTV owners usually insure?
Yes. Many customers also ask us about home, auto and umbrella. Keeping things with one local agent can make reviews simpler.
What if my ATV is stolen?
Comprehensive coverage can help with theft. Report it to police and call us.
Does my homeowners insurance cover my ATV?
Often only on your own property, if at all. A separate ATV or UTV policy covers more places you ride.
Can I ride my side-by-side on the road in Tennessee?
Tennessee law has specific rules for off-highway vehicles on public roads. Check the current statute and local rules before riding there.
Get a atv and utv insurance quote
Tell us a little about what you need and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about ATV and UTV insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed