RV and camper insurance · Mt. Juliet, TN
RV and Camper Insurance in Mt. Juliet, TN
Motorhomes, travel trailers and pop-up campers all work a little differently. I’ll help you match the coverage to how you camp.
Dustin Rodgers and team
Local rV and camper insurance help from our Mt. Juliet office
Your local agent
Coverage for weekends at the lake and longer trips
A motorhome is driven, so it needs liability like a car. A travel trailer is towed, and much of its coverage may depend on what you add. Either way, we’ll look at the camper, your belongings inside it and how much time you spend on the road.
Coverage
What can RV and camper coverage include?
Here are the pieces most campers ask about.
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Liability
For motorhomes you drive. Tennessee requires proof of financial responsibility to drive.
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Physical damage
Collision and comprehensive can help with covered damage from a crash, storm, fire or theft.
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Personal belongings
Some policies can cover gear and belongings you keep in the RV, with limits.
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Full-timer coverage
If the RV is your home, ask about coverage built for living in it.
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Vacation liability
Can help if someone is hurt at your campsite, where available.
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Roadside help
Towing and roadside assistance sized for a bigger vehicle, where available.
What’s included, and how trailers are covered when towed versus parked, varies by policy. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Options worth asking about
A few choices can make your policy fit how you actually use the camper.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- Storage or lay-up options for the off-season
- Replacement cost on a newer RV, where available
- Higher or lower deductibles
- Coverage for awnings, slide-outs and attached gear
- Bundling with your auto policy
Around Mt. Juliet
Camping close to Mt. Juliet
Mt. Juliet sits between Old Hickory Lake and J. Percy Priest Lake, with Corps of Engineers campgrounds like Cedar Creek close by. A lot of RVs and campers around here make short trips most of the year.
Where you store your camper in the off-season matters too. Tell us if it’s parked at home, at a storage lot or on a seasonal site.
Sources: U.S. Army Corps of Engineers: Old Hickory Dam and Lake · U.S. Army Corps of Engineers: J. Percy Priest Dam and Lake
Towing a trailer?
Your truck’s auto policy and the trailer’s coverage work together, but not always the way people expect. Ask us how yours line up.
Areas we serve
Areas I Serve
I work with RV and camper owners in Mt. Juliet, Lebanon, Watertown, Hermitage, Gallatin, Hendersonville, Nashville and all of Middle Tennessee.
Our office is in the Providence area, just off I-40 at Mt. Juliet Rd, so it’s an easy stop from Lebanon Rd, Hermitage or the lake side of town.
Not in Mt. Juliet? I help with RV and camper insurance in nearby towns too: Hermitage RV and travel trailer coverage, RV and camper insurance in Lebanon, Nashville RV and camper insurance and RV and travel trailer coverage in Gallatin.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Mt. Juliet Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Mt. Juliet RV And Camper Insurance FAQs
Updated
Do I need insurance on a travel trailer?
A lender may require it, and your auto policy may not cover damage to the trailer itself. We’ll walk through what fits how you use it.
Does my auto policy cover my camper?
Some auto policies extend liability to a trailer you tow, but that usually doesn’t cover damage to the trailer. Ask us how yours works.
What’s different about a motorhome?
You drive it, so it needs liability coverage like a car, plus physical damage if you want the RV itself protected.
Are my belongings inside the RV covered?
Some policies include personal belongings coverage with limits. Your home policy may also help in some cases. We’ll check both.
I live in my RV full time. Is that different?
Yes. Full-time living can change what you need, including liability and belongings. Tell us up front.
Can I lower coverage in the off-season?
Some policies offer storage options while the RV is parked. We’ll explain what’s available.
Is roadside assistance available for RVs?
Often, where available. Make sure it’s set up for the size of your RV.
Can I bundle my RV with auto or home?
Often, yes. Having policies together can make things simpler. Any price change depends on the market and your details.
What do I need for a quote?
The year, make, model and VIN, the type of RV, where it’s stored, how often you use it, and your current policy if you have one.
Get an RV insurance quote
Tell us about your RV or camper and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about rV and camper insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed