Classic car insurance · Mt. Juliet, TN
Classic Car Insurance in Mt. Juliet, TN
Your classic isn’t a daily driver, and its coverage may not need to be either. I’ll help you look at value, storage and how you actually drive it.
Dustin Rodgers and team
Local classic car insurance help from our Mt. Juliet office
Your local agent
Coverage for the car you’ve put years into
Classic and collector car coverage is usually built for vehicles that are driven occasionally and kept in good condition. The biggest question is how the car’s value is set if there’s a covered total loss. We’ll talk through that, plus where you keep it and how often it’s on the road.
Coverage
What can classic car coverage include?
These are the pieces most collector owners ask about.
-
Agreed or stated value
Some policies let you agree on the car’s value up front, where available. Ask how value is set on your quote.
-
Liability
Required to drive on Tennessee roads, and it can help if you injure someone or damage property.
-
Physical damage
Collision and comprehensive can help with covered damage from a crash, theft, fire or storms.
-
Spare parts
Some policies can cover parts you keep for the car. Ask about limits.
-
Roadside and towing
Flatbed towing for a car that shouldn’t be dragged, where available.
-
Storage
Many policies ask that the car be kept in a locked garage or similar space.
Mileage limits, storage rules and driver requirements vary. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
Things that can shape your options
Collector policies often come with a few conditions. We’ll go over them before you decide.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- How many miles you drive it each year
- Whether you have another car for daily use
- Where it’s stored
- Club events, shows and parades
- Restoration in progress
Around Mt. Juliet
Classic cars around Mt. Juliet
Around Mt. Juliet, plenty of classics come out on weekends for a drive around the lake roads or a local car show. Weekend drives, club events and parades often fit a collector policy. Running errands every day usually doesn’t.
If the car is still being restored, tell us. Coverage for a project car can work differently from a finished one.
Sources: Tennessee Department of Revenue: Financial Responsibility Law
Keep your records
Photos, receipts and any appraisal can help support the car’s value if you ever have a claim.
Areas we serve
Areas I Serve
I work with classic and collector car owners in Mt. Juliet, Lebanon, Watertown, Hermitage, Gallatin, Hendersonville, Nashville and all of Middle Tennessee.
Our office is in the Providence area, just off I-40 at Mt. Juliet Rd, so it’s an easy stop from Lebanon Rd, Hermitage or the lake side of town.
Not in Mt. Juliet? I help with classic car insurance in nearby towns too: collector car coverage in Hermitage, Lebanon collector car coverage, classic car insurance in Nashville and Gallatin classic car insurance.
Why a local agent
Why work with a local agent?
- One local office: You call 615-562-5100 and talk with someone on Providence Pkwy, not a call center.
- Plain answers: We’ll explain what a coverage does and doesn’t do before you decide anything.
- Help when something happens: If you have a claim, we can walk you through the first steps and who to call.
- Serving Middle Tennessee since 2011: We’ve been helping neighbors in Wilson, Davidson and Sumner counties for years.
Reviews
What Mt. Juliet Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Mt. Juliet Classic Car Insurance FAQs
Updated
What counts as a classic car?
It depends on the policy. Age, condition and how the car is used usually matter more than a single rule. Tell us about yours and we’ll see what fits.
What is agreed value?
With agreed value, you and the insurer settle on the car’s value when the policy starts, and that’s the basis for a covered total loss, where available. Other policies pay actual cash value.
Can I drive my classic car every day?
Most collector policies limit everyday use. If the car is your main ride, a standard auto policy may fit better.
Are there mileage limits?
Many collector policies have a yearly mileage limit or choices based on miles. We’ll go over the options for your quote.
Does it have to be kept in a garage?
Many policies ask for a locked garage or similar storage. Tell us where the car is kept.
Is a car under restoration covered?
Sometimes. Coverage for a project car can work differently. Tell us how far along the work is.
Do I need another car to qualify?
Some policies ask that each driver have a separate vehicle for daily use. We’ll check for you.
Can I take it to shows and club events?
Usually, yes. Shows, club events and parades are the kind of use collector policies are built around.
What do I need for a quote?
The year, make, model and VIN, a rough value, photos if you have them, where it’s stored, and how you drive it.
Get a classic car insurance quote
Tell us about the car and how you use it, and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about classic car insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed