Small business insurance · Middle Tennessee
Small Business Insurance for Middle Tennessee
Restaurants, shops, offices and businesses with work vehicles each have their own questions. Pick yours below, or call and we’ll talk it through.
Dustin Rodgers and team
Dustin Rodgers and team, Mt. Juliet
Your local agent
One local office for your business coverage
We serve Middle Tennessee businesses from our Mt. Juliet office. Most small businesses start with general liability, then look at property, business auto, workers’ comp and other coverage based on their work, their lease and their contracts. We’ll explain the options in plain language.
Coverage
Coverage by type of business
Each page below walks through the coverage that type of business usually asks about.
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Restaurants
Liability, property, liquor liability and spoilage questions for restaurants, cafes and food trucks.
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Retail stores
Liability, inventory, fixtures and business income for shops and stores.
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Professional offices
General and professional liability, property and cyber for offices.
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Business auto
Work trucks, vans, hired and non-owned autos and small fleets.
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Contractors and trades
Plumbers, electricians, HVAC and lawn care businesses have their own hub.
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Not sure where you fit?
Call us. Plenty of businesses don’t fit neatly in one box.
Coverage is subject to policy terms, underwriting and availability. Coverage is subject to policy terms, underwriting and availability. Limits, deductibles and premiums vary, and nothing on this page is a quote.
Options
What to have handy
These make the first conversation quicker.
Discounts and coverages are subject to eligibility, may vary by state, and are not available on every policy.
- What your business does
- Number of employees
- Your lease and key contracts
- Vehicles used for work
Around Middle Tennessee
Serving Middle Tennessee from Mt. Juliet
Our office is on Providence Pkwy in Mt. Juliet. We work with businesses in Mt. Juliet, Lebanon, Watertown, Hermitage, Nashville, Gallatin, Hendersonville and across Middle Tennessee.
Need a certificate of insurance for a landlord or client? Call 615-562-5100 with the certificate holder’s details.
Sources: U.S. Small Business Administration: get business insurance
Check your lease and contracts
Many leases and client contracts set minimum coverage. Bring them to the conversation.
Areas we serve
Areas I Serve
We help customers in Mt. Juliet, Lebanon, Watertown, Hermitage, Gallatin, Hendersonville, Nashville and all of Middle Tennessee.
Our office is in Mt. Juliet, just off I-40 at Mt. Juliet Rd. You can reach us by phone, email or in person.
Why a local agent
Why work with a local agency?
- A person, not a calculator: We’ll talk through your situation and explain options instead of picking a number for you.
- One local office: You can call 615-562-5100 and talk with our office on Providence Pkwy.
- No pressure: Use this page to think it through. Call when you’re ready.
- Serving Middle Tennessee since 2011: We’ve helped neighbors across Wilson, Davidson and Sumner counties for years.
Reviews
What Our Neighbors Say
Our customers have given us 4.9 stars from 109 Google reviews. We’d love to earn yours too.
Your agent
Meet Dustin Rodgers
Hi, I’m Dustin. I’ve lived in Tennessee for almost my entire life. I went to Hume Fogg Academic High School in Nashville and earned my bachelor’s degree from Trevecca Nazarene University. Today I’m a licensed insurance agent here in Tennessee, and I’ve been in the insurance business since March 2011.
At Rodgers Insurance Agency, my team and I work with families and small businesses to put the right protection in place before they need it. We’d love to get to know you.
- In the insurance business since March 2011
- Trevecca Nazarene University
- Hume Fogg Academic High School
FAQ
Middle Tennessee Small Business Insurance FAQs
Updated
What insurance does a small business need?
It depends on your work. General liability is usually the starting point, then property, auto and workers’ comp as they apply.
What is a business owner’s policy?
A business owner’s policy combines property and liability for eligible small businesses.
Do I need workers’ comp in Tennessee?
Tennessee has rules based on your type of business and number of employees. We’ll go over yours.
Does my personal auto policy cover work driving?
It may not. Tell us how vehicles are used for the business.
Can you send certificates of insurance?
Yes. Call with the certificate holder’s name and address.
Do you work with contractors?
Yes. Contractors and trades have their own hub at /business-insurance/.
Do you only work with Mt. Juliet businesses?
No. We serve Middle Tennessee from our Mt. Juliet office.
Do home-based businesses need coverage?
Often, yes. Homeowners policies usually limit business coverage.
How do I get started?
Call 615-562-5100 or send the form.
Tell us about your business
Send us a few details and we’ll follow up, usually the same business day.
Stop By or Call Our Mt. Juliet Office
Have a question about small business insurance or anything else on your policies? Give us a call, or set a time to sit down with Dustin in person or by phone.
- Address
- 1982 Providence Pkwy Ste 257
Mt Juliet, TN 37122 - Directions
- Providence area, second floor, same building as Oscar’s Taco Shop
- Phone
- 615-562-5100
- Reviews
- Google reviews · Leave a review
- Hours
- Monday–Friday, 8:00 AM–5:00 PM
Saturday–Sunday, closed